Loans

Mortgage Refinance

Achieve CU offers flexible options to refinance your mortgage, including 10 and 15-year terms.
Mortgages written through Achieve CU have NO application fee or origination fee!

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Home Purchase

Achieve CU, in partnership with myCUmortgage, offers many types of home purchase options, including fixed-rate and Adjustable Rate Mortgages (ARMs), with terms up to 30 years.

Mortgages written through Achieve CU have NO application fee or origination fee!

Already have a mortgage with myCUmortgage? Members with questions or concerns with their mortgage can visit their Loan Servicing page for more information or please call Member Care at (877) 912-8006.

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Home Equity Loan

Access your home’s equity to fund much-needed home renovations, consolidate debt, pay for college tuition, go on a dream vacation, and more!

A home equity loan allows you to borrow what you need with a fixed rate and payment for the life of the loan.

Your rate will depend on credit limit, credit qualifications, and loan-to-value (LTV) ratio.

Let’s see what’s possible. Talk with us today about accessing your home’s equity.

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Home Equity Line of Credit (HELOC)

A home equity line of credit (HELOC) gives you the flexibility to borrow only what you need when you need it. No interest payments are paid for money that is not used.

You can draw on your line of credit anytime by check.

The variable interest rate is based on the prime interest rate posted in the Wall Street Journal. Your rate will depend on credit limit, credit qualifications, and loan-to-value (LTV) ratio.

Let’s see what’s possible. Talk with us today about accessing your home’s equity.

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Personal Loans

A personal loan with Achieve CU can help cover expected bills, fund your dream vacation or amazing holiday plans, or pay for really anything else you can think of.

Let us build you a personal loan with flexible terms that fit your budget!

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Need to establish your credit history?

With a share secured loan, you can borrow money and use the funds in your Achieve CU Savings Account, Money Market, or Share Certificate as collateral.

The good news is you’ll pay less interest than you would on other types of loans aimed at people who don’t have much of a credit record—all while you’re building up your credit history.

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Need to bridge the gap between federal loan funds and the cost of your education?

Members can apply for a Smart Option Student Loan® by Sallie Mae® for undergraduate or graduate studies or career training (culinary, technical, etc…) at a non-degree granting school.

LOAN RATE DISCOUNTS

We offer members a discount on loan rates just for having or using our other products!
You could reduce your rate up to 0.50%* by doing TWO  of the following:

• Set up direct deposit of your full paycheck into your Achieve CU Checking Account.
• Set up automatic loan payments from your Achieve CU Checking Account.
• Maintain a balance of $5,000 or more in your Achieve CU Savings Account.
• Refinance any vehicle loan or personal loan from another financial institution.

^{* Excludes real estate, home equity loans/lines of credit, credit cards, indirect auto loans, and internal refinances. Rate discount cannot go below the floor rate. Some restrictions may apply during promotional periods.}

^{¹APR = Annual Percentage Rate. Offers subject to creditworthiness and Achieve CU membership eligibility.}