Loan Protection

Protect Your Investment

Unforeseen situations can bring on serious financial worries. Achieve Credit Union offers several convenient products to keep you financially secure when getting a loan.

Debt Protection

Debt Protection ensures your loan payments are covered during unexpected moments, such as:

  • Involuntary unemployment

  • Disability

  • Death

Available for consumer loans, Visa credit cards, and home equities.

Debt Protection with Life Plus

With the optional Life Plus plan, you gain extended coverage for circumstances like:

  • Accidental dismemberment

  • Terminal illness

  • Hospitalization or family medical leave

  • Death of a non-protected dependent

Eligibility Note: Debt Protection, including Life Plus, is available at any time, though disability claims for pre-existing conditions require a six-month waiting period. Not available for members over 70.

To add insurance to an existing loan, talk with your Achieve CU loan officer.

To file a claim, call (800) 621-6323 or visit lendingclaim.truestage.com.

GAP Insurance: Extra Protection for Vehicle Loans

If your vehicle is declared a total loss, Guaranteed Asset Protection (GAP) bridges the “gap” between your insurance payout and loan balance.

Benefits include:

  • Waived loan balance if proceeds from your primary insurance do not cover

  • Up to $1,000 additional benefits* if your vehicle is deemed a total loss.

Choose to pay upfront or roll it into your loan. Talk with your Achieve CU Loan Officer to see if GAP is right for you.

Extended Service Contract

Your extended service contract protects your vehicle in case of a costly mechanical breakdown. 

Benefits include:

  • Towing

  • Roadside service

  • Rentals with nationwide coverage

The best part? The cost to you will most likely be less than any car dealer's rate.

Talk with an Achieve CU Loan Officer today to explore your options.

Your Loan. Protected.

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Going out of town? No problem!

Shared Branching is a national network of over 5,000 credit union locations across the United States offering basic teller services to Achieve CU members. Make deposits, withdrawals, account transfers, loan payments, or account balance inquiries at any of these locations just as you would at any Achieve CU branch. Members also have access to more than 30,000 surcharge-free ATMs in the CO-OP network.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries, and affiliates. Your purchase of MEMBER'S CHOICE® credit life and credit disability insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms. CDCL-0913-60CB