IRAs

Plan For A Secure Retirement

If you wish to set up an IRA, please contact our Financial Advisors at Achieve Wealth Management.¹

Provides the opportunity for your earnings to grow tax-deferred, but you will pay taxes when you take the money out during retirement, and penalties apply for early withdrawal.
  • To be eligible, you (or your spouse if filing a joint tax return) must earn compensation from employment (e.g., a paycheck).
  • If you are under age 50, you can contribute $6,500 annually.
  • If you are age 50 or older, you can contribute $7,500 annually.
  • You are still eligible to contribute to a Traditional IRA even if you contribute to an employer-sponsored plan like a 401(k) or 403(b).
To set up a Traditional IRA, contact our Financial Advisors at Achieve Wealth Management.

Provides the opportunity for your earnings to grow tax-free, but you will pay taxes on the money you contribute, and penalties apply for early withdrawal.
  • To be eligible, you (or your spouse if filing a joint tax return) must earn compensation from employment (e.g., a paycheck).
  • If you are under age 50, you can contribute $6,500 annually.
  • If you are age 50 or older, you can contribute $7,500 annually.
  • If you contribute to an employer-sponsored plan like a 401(k) or 403(b), you are still eligible to contribute to a Traditional IRA.
To set up a Roth IRA, contact our Financial Advisors at Achieve Wealth Management.

A Coverdell Education Savings Account (Coverdell ESA) is a trust or custodial account set up in the United States solely for paying qualified education expenses for the designated beneficiary of the account.

This benefit applies not only to qualified higher education expenses but also to qualified elementary and secondary education expenses.

According to the IRS, the designated beneficiary must be under the age of 18 or be a special needs beneficiary.

To set up a Coverdell Education Savings Account, contact our Financial Advisors at Achieve Wealth Management.

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We’re All About Save The Change!

Is your goal to build up your savings? This program allows Achieve CU members to have their debit card purchase transactions scanned so that the difference of the transaction, rounded up to the next dollar, will be deposited automatically into their Savings, Money Market, Club, or Secondary Account. Call for more information.

Offers subject to Achieve CU membership eligibility. All rates subject to change without notice.
¹ Your retirement situation is unique, so we recommend you consult your own tax advisor or attorney before opening any retirement account.