Basic Checking

For Those Keeping It Basic

Need a “no frills” Checking Account for everyday banking? Here’s a solid choice to get you started.

Checking Type APY*
Basic Checking 0.00%

  • Non-Interest Bearing
  • Min. $25.00 Deposit at Account Opening
  • Must Carry a Monthly Average Balance of $500 to Avoid Monthly Fee¹
  • 15 Free Debit/ATM Card Transactions per Calendar Month, Fees Will Apply For Additional Transactions²
  • Dormancy Charge after 180 Days of Inactivity³
  • Free Online Banking
  • Free Shared Branching
  • Free Mobile Banking
  • Free Online Bill Pay
  • eStatements Required ($2.00 fee for paper statements)

Use at ATMs or at millions of locations where you see the Visa® logo. You can pay for purchases with your Visa® Debit Card, and the funds are electronically deducted from your Checking Account. Through the Alliance One and CULIANCE networks, you may use the card at more than 50,000 SURCHARGE-FREE ATMs across the United States.

Easily manage your Achieve CU Visa® Debit Card from anywhere.

  • View recent and pending card transactions.
  • Report your card lost or stolen.
  • Raise a dispute on a transaction.
  • Set alerts and controls on your Achieve card.
  • Set travel notifications.
Card registration is a cinch from any mobile device, and access is secure and protected by multi-factor authentication.

App Store Google Play

Visit A Branch

Stop by your local branch, and we’ll be happy to help you!
SEE LOCATIONS

Talk With Us

Call (440) 324-3400 to speak with our Member Services team.
CALL US

Become a Member

It’s easy to join Achieve CU and open your account.
JOIN US

We’re All About Save The Change!

Is your goal to build up your savings? This program allows Achieve CU members to have their debit card purchase transactions scanned so that the difference of the transaction, rounded up to the next dollar, will be deposited automatically into their Savings, Money Market, Club, or Secondary Account. Call for more information.

APY = Annual Percentage Yield
¹ $5 monthly fee on accounts that do not maintain an average monthly balance of $500 during a calendar month.
² $1 per ATM/debit card transaction in excess of 15 during a calendar month.
³ $3 Monthly Dormancy fee if the account exceeds 180 days of inactivity.