Share Certificates
Relax and Earn More
Share Certificates offer a safe and secure way to earn a guaranteed return on your savings, known as a dividend. You’ll earn a fixed interest rate on your savings for the duration of the term. This means you'll know exactly how much you'll earn, with no surprises or sudden changes in interest rates.
| Featured Rates | Amount | Term | APY* |
|---|---|---|---|
| Share Certificate | $500 - $100,000+ | 6 Months | 4.25% |
| Share Certificate | $500 - $100,000+ | 24 Months | 2.50% |
| Share Certificate | $500 - $100,000+ | 30 Months | 2.75% |
Share Certificates are similar to the certificate of deposits (CDs) you’d find at a bank. Generally, a longer term means a higher interest rate.
You can open a Share Certificate at Achieve Credit Union with a $500.00 minimum deposit, with terms from 6 months to 30 months. Dividends are paid out monthly.
While a Share Certificate can be a terrific way to earn higher interest on your deposits, withdrawing your funds early can result in significant penalties. Be sure you’re comfortable with leaving your deposits alone for the length of the term to earn the maximum benefit.
For members up to and including age 17, a Youth Add-On Share Certificate may be opened with a minimum deposit of $250.00.
We offer a fixed rate with a 24-month term. Deposits may be made at any time in person, by mail, through direct deposit, or through payroll deduction.
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We’re All About Save The Change!
Is your goal to build up your savings? This program allows Achieve CU members to have their debit card purchase transactions scanned so that the difference of the transaction, rounded up to the next dollar, will be deposited automatically into their Savings, Money Market, Club, or Secondary Account. Call for more information.
¹ Up to three-month dividend penalty for early withdrawal prior to maturity. Dividend computed on daily balance. Fixed rate of maturity.